Should You Buy AppleCare?

My wife and I are in the market for new iPhones this year. We will be upgrading in a few days. In years past I have always purchased Applecare+ for new iPhones. However, I have never had to use it. Yes, it is peace of mind, but it is also expensive. I am thinking about not getting AppleCare this time. I carry my iPhone in a belt case and my wife’s is in her purse. We treat our iPhones very well so maybe we can be by without AppleCare? If you are thinking about buying AppleCare for a new iPhone or iPad, read this article which explains the costs and lists other insurance options.